
Optimize Your Group Health Insurance Today
Customized Group Insurance Solutions Tailored to Your Needs
#1
Steps to Success: Cost-Effective Quotes You Can "Count" On
Careful review of your company census
First, we will review your census for Medicare-eligible employees and transition them to a superior Medicare plan. This will help make your census younger and healthier, potentially lowering group rates. Then, we will determine which carrier and plan designs would best suit your company.
Have employees aged 65 and over?
#2
Comprehensive Level Funded Quotes
Every company should consider a Level Funded Proposal for cost-effective group health insurance. Not all insurance agencies or HR services may be aware of this option. If your company's census meets specific criteria, we can submit it to carriers for a Level Funded Quote. If accepted, you may see lower rates (8-15%) and potentially receive a refund on unused claims in a good health year.
#3
Top Insurance Carriers
We partner with top carriers like United Health Care, Aetna, and Allstate to offer exclusive insurance plans with strong nationwide PPO networks. These carriers provide competitive rates and customizable plan designs for your company's level-funded coverage needs.
We're with you, providing flexible options for businesses of all sizes
Whether your organization needs group health insurance coverage for a small team or a larger group, we provide a range of ancillary packages that can be customized to meet
your team's needs. See how we can help lower your rates.
Our Carriers




About Us
Putting Members First
Steve and Rosemary Seto, residents of Florida, have been happily married for nearly 45 years. They have three grown children and three young grandchildren residing in CT.
Steve is licensed in Health and Life insurance, with a specialization in Individual/Family, Medicare, and Group insurance. He also assists in transitioning Medicare-eligible individuals from various companies and insurance products. While serving clients in 14 states, Steve primarily focuses on individuals in Florida, Connecticut, Georgia, and Texas.
He is dedicated to serving you and providing high-quality care to meet all your healthcare needs.
Get In Touch
States Licensed in:
FLORIDA and CT GA IL MI NC OH PA TN TX IN KY VA ME
(941) 993-4137