Control costs, support your employees, and explore fully insured, level funded, and self funded options with a partner who understands both sides of the equation.
In most cases, group health coverage requires at least two employees who are not spouses. If you’re not sure, book a quick call and Steve will tell you right away.
Every business is different. Steve will help you compare options side by side so you can choose the structure that fits your budget and your team.
Health benefits are one of your biggest investments. Steve helps you design a plan that supports your employees, improves retention, and keeps costs under control, without overwhelming you with jargon or endless paperwork.
Compare fully insured vs level funded options
Build an employer contribution strategy that works
Prepare for renewals with a clear plan, not last-minute scrambling
Explore cost-saving opportunities, including Medicare transitions when appropriate
Support for life changes (new hire, loss of coverage, family changes)
Education on how to use benefits confidently
Medicare guidance for employees approaching 65 (when applicable)
Whether you’re a small team or a growing company, Steve will tailor plan design and carrier options to your workforce and goals.
To prepare accurate options, it helps to have:
Employee census (ages, zip codes, dependent count)
Current plan and renewal date (if you have it)
Monthly premium and employer contribution (estimate is fine)
Any must-have doctors, prescriptions, or network requirements
Maximize savings and superior coverage with expert guidance, smoothly transitioning to Medicare for a worry-free healthcare experience.
Affordable and high-quality health insurance options for
It’s important to note that having Carrier X for your company does not necessarily mean having access to the entire network. Different carriers offer different networks based on the selected plan, which can affect premiums and coverage for your employees in case of medical issues. Learn how our services can benefit your mid-sized business.
Our focus is on connecting you and your employees with cost-effective, top-tier health solutions. Our comprehensive health plans feature level-funded options, competitive pharmacy benefits, and additional valuable perks.
Affordable and high-quality health insurance options for
Our group health plans for large corporations offer cost-effective ancillary products for dental, vision, life, disability, and supplemental insurance coverage.
Open Enrollment:
Many companies believe they are locked into their group insurance plan once it is renewed for the next year. However, this is not the case. We can provide quotes for your company’s group insurance even after a plan has been purchased or renewed. Our carriers can offer quotes and honor deductibles that employees have already met. Explore how our services can efficiently support large corporations and help to optimize cost savings.
Employers can leverage ancillary products to attract and retain valuable employees by offering a combination of medical and ancillary coverage. This approach can help reduce costs while still providing comprehensive coverage for employees.
Learn more about how we can support your large business with affordable and comprehensive coverage options.
Step 1: Quick Discovery
We review your goals, renewal timing, and what matters most to your team.
Step 2: Quote And Compare
Steve pulls options across funding models and carriers, then walks you through the tradeoffs in plain language.
Step 3: Implement And Support
Once you choose a plan, Steve supports enrollment, employee questions, and renewal planning.
First, we will review your census for Medicare-eligible employees and transition them to a superior Medicare plan. This will help make your census younger and healthier, potentially lowering group rates. Then, we will determine which carrier and plan designs suit your company.
Next, we’ll evaluate your eligibility for a Level Funded Proposal to reduce group health insurance costs. If your census qualifies, we’ll submit it to carriers offering level-funded plans. You could receive 8–15% lower rates and even a refund for unused claims after a healthy coverage year.
Lastly, we work with leading carriers like United Health Care, Aetna, and Allstate to deliver strong, nationwide PPO plans. These plans offer flexible options and competitive pricing, helping your company design a level-funded solution that’s both effective and affordable.
Get customized health coverage designed for small teams or large groups, tailored to your needs and budget.
Steve was super helpful and informative. He was very patient and sent me a lot of comparables and we had several phone conversations before deciding on the right plan. He has subsequently followed up with me and helped with my questions about enrolling and submitting. Steve is very personable, professional and knows his stuff & can explain clearly what is a pretty complicated confounding subject to most!
Amanda Cattaneo