With nearly 45 years of family values and professional dedication, Steve Seto offers personalized support for your health and life insurance needs.
Steve and Rosemary Seto, residents of Florida, have been happily married for nearly 45 years. They have three grown children and three young grandchildren residing in CT.
Steve is the heart behind Seto Health Group, not just a licensed health insurance broker, but a passionate advocate for making healthcare accessible, understandable, and human again. A proud father, small business owner, and community educator. Steve understands the real-life stress that comes with trying to choose the right health coverage. What started as a personal journey to protect his own family turned into a mission to help others do the same with clarity, compassion, and confidence.
Steve began his journey in the health insurance world after navigating the complexities of coverage for his own family. With years of experience working with the Affordable Care Act (ACA), state-based subsidies, and private insurance options, Steve has guided hundreds of clients from freelancers to early retirees toward affordable, reliable coverage. He understands the real-world needs of people who often fall through the cracks of traditional systems, and he’s built his business on serving them with dignity and precision.
Steve doesn’t believe his job ends once you’ve enrolled in a plan in fact, that’s just the beginning. From troubleshooting billing questions to reviewing annual changes in coverage, Steve stays connected with his clients long after the paperwork is done. Whether it’s during open enrollment or a sudden life change, he’s committed to showing up with answers, support, and a listening ear.
Steve doesn’t believe his job ends once you’ve enrolled in a plan in fact, that’s just the beginning. From troubleshooting billing questions to reviewing annual changes in coverage, Steve stays connected with his clients long after the paperwork is done. Whether it’s during open enrollment or a sudden life change, he’s committed to showing up with answers, support, and a listening ear.
For Steve, informed clients are empowered clients. At Seto Health Group, conversations start with honest, jargon-free guidance. Steve breaks down the fine print, explains every option clearly, and ensures clients know exactly what they’re signing up for. No pressure, no confusion, just transparency, every step of the way.
The healthcare marketplace can be confusing, and carriers may limit your options. Working with independent broker Steve gives you access to a wide range of plans, clear advice tailored to your needs, and a real person in your corner , all at no extra cost. He works for you, not the insurance companies.
Steve was extremely helpful in assisting us with our health insurance needs. He went above and beyond even assisting us with ACA products. He was very knowledgeable about the many plans offered by a variety of companies. I would highly recommend Steve and his company for your health insurance.
Tamara Carey DesignationSteve is professional and knows his stuff!! He has done a fantastic job finding the right health insurance for my family and I the last couple of years. He is easy to talk to, friendly and most importantly...always has our health and premium costs in mind. Thank you to Seto Health Group for making this as easy as it has been.
Anita Kunwar Designation









Steve is very helpful and knowledgeable about the Aetna Medicare plan that my husband and I carry. He did an excellent review of what our current plan offers so that we were relieved that we have the best health care coverage we need. I would recommend his services to anyone who needs help.
Joyce Golesky Designation